Settlement funding FAQ

Answers to Some of Your Clients Settlement Funding Questions

Every attorney expects that awkward moment in the litigation process - when their financially-challenged client approaches them to ask for a cash advance against a future settlement. It is always a challenge to navigate this delicate request with no loss of goodwill on the part of the client-attorney relationship.

When that critical moment comes, it is important to have the right answers as you gently guide your client toward another avenue to obtain the necessary cash - settlement funding.

Here are some frequently-asked questions clients may have and answers about the cash for settlement application, procurement, and repayment process.

Is an advance cash settlement like a loan?

An advance cash settlement and a loan are not similar. With a loan, there is an extensive pre-qualification period and monthly payments with interest that begin the moment the money is borrowed. If a monthly payment is missed, the borrower is immediately in danger of default with a corresponding credit report risk. With an advance cash settlement, approval rests solely on your lawsuit. Repayment is not required unless your client is awarded a settlement.

How long will it take to get approved for a cash advance?

Typically in 24 to 48 hours.

How long after I get approved will I receive the settlement check?

We can get you a check the same day if you reside in NY or overnight if you are out-of-state.

Can you recommend a settlement funding company?

If you're unfamiliar with how the cash for settlement process works and the benefits involved with dealing with Legal Loans USA, we welcome inquiries from attorneys and are happy to answer questions and provide more information about how this service can benefit both you and your client throughout the litigation process.

What is the biggest benefit of receiving an advance cash settlement?

An advance cash settlement check allows your clients to have a measure of financial freedom while awaiting a decision in your legal proceedings. The opposition knows your client's predicament and will encourage you to accept a lower settlement payout. With an advance cash settlement, plaintiffs can pay their bills, take care of their family, obtain medical care, and keep their commitment strong to get the full settlement award you work hard to win for them.


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NOTE: Legal Loans USA provides non-recourse funding to plaintiffs based on potential future settlements or awards. THIS TYPE OF SERVICE IS NOT A LOAN. With respect to loans, repayment is a requirement in every instance. Our legal funding service is different in that any money advanced to the plaintiff only requires repayment if the plaintiff receives a cash settlement award. If the case is lost, the plaintiff is not obligated to repay the funded amount. Therefore, the use of the terms "loan" or "loans" on this website are used to describe legal funding and are not accurate legal or financial definitions of the transaction.